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Safeguarding checks and payments is crucial for preventing fraud and ensuring the integrity of financial transactions. The correct choice highlights a practice that does not contribute to these safeguards.

Issuing non-pre-numbered checks can actually increase the risk of fraud and unauthorized transactions. Pre-numbered checks help in tracking and reconciling payments, as each check can be accounted for and matched against payment records. Non-pre-numbered checks, on the other hand, can lead to confusion, make it harder to identify missing checks, and could potentially allow someone to issue checks without appropriate oversight.

In contrast, the other options contribute directly to improving security. Using safe storage for blank checks protects them from being stolen or misused. Frequent reconciliation of accounts ensures that all transactions are accounted for and allows for the early detection of any discrepancies or irregularities. Having limited signatories on checks increases control over who can authorize payments, reducing the potential for fraud. Together, these measures create a more secure environment for managing checks and payments.